Theyre a legitimate company thats been hired to collect debts on behalf of government agencies and educational institutions. Dont want to wait? People with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. We're here to help. They delete millions of negative items every year from companies like Coast Professional on behalf of their clients. But, they may spam call and harass you. These are constantly changing, and typically collection agencies, including Coast Professional, do not share publicly who they buy from. Enter Account and Password. Send the collection agency a debt validation letter. The debt collection agency is obligated to respond to your letter with verification of the debt. We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more. Phone Number: (800) 231-0225 Loan rehabilitation is only available once on these defaulted loans. What is the Fair Debt Collection Practices Act (FDCPA)? If you defaulted on your student loan debt, the Department of Education sent your loan to this collection agency to recover the debt. A: According to the Fair Debt Collection Practices Act (FDCPA), an agency may only call at hours presumed to be convenient for the consumer generally, between 8 a.m. and 9 p.m. local time. About Us. 9 Best Credit Cards for Bad Credit in November 2022, Insufficient Credit History: What It Means and How to Fix It, Best Credit Cards for No Credit History in November 2022. Most collection agencies do not. Address: 214 Expo Cir # 7, West Monroe, LA 71292Phone Number: (714) 734-9997Years in Business: 44Business Started: 1976 Business Started Locally: noBusiness Incorporated: yesType of Entity: corporationWebsite: https://coastprofessional.com/Doing Business As: Coast Professional Inc. Your collections still appears on your report for 7 years (from the date of first delinquency). How Long Does Negative Information Remain on My Credit Report? How Do I Contact Them? In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. Take a moment to fill out our Free Consultation Surveyat the bottom of this page! Our writers and editors follow strict editorial standards and operate independently from our advertisers and affiliates. Its very important to get written confirmation that theyll remove the collection from your credit report once youre all paid up. When you send a debt verification letter, third-party collectors like Coast Professional are required by law to show evidence that you have an outstanding debt. Politely tell Coast Professional its your policy to deal with everything in writing. Learn more about how we make money. If your loan servicer is aware of your financial hardship before your loan is placed in default status, you have more options available to you such as: This postpones your payments for at least 12 months. Keep in mind with this option you need to have the payment made within 30 to 90 days. Collections. Coast Professional 14742 Newport Ave Ste 108 Tustin, CA 92780-6177 Coast Professional Coast Professional is an California collection agency. It's best to avoid speaking to a collection agency on the phone. Find out what works well at Coast Professional, Inc. from the people who know best. Currently, only the following three agencies collect debts on behalf of the IRS: Although a Coast Professional representative will be the one to contact you about your account, you should always make your payments directly to the IRS. They have been in business since 1976. Our writers do not take FinanceJars relationship with its affiliates into consideration when writing their reviews and articles. 2009105708. Business Name. Below are samples of open cases against them for the above violations of FDCPA. 6, Coast Professional collects on the following federal student loans: 1. If these hours are inconvenient for you, you may ask your Coast representative to contact you at a more convenient time. Payday Loans The Good, The Bad and the Super Ugly. 4 5 Currently, only the following three agencies collect debts on behalf of the IRS: CBE Group You need to carefully weigh each option before deciding on the route that you will take to get your loans out of default and stop the wage garnishment. Pros. Dont believe what they say. In accordance with the FDCPA, all debt collectors are required to send this letter within 5 days of first contacting you. You fill out our simple questionnaire and submit your other evidence. Box 425 Geneseo, NY 14454 888-928-0510 ConServe P.O. How To Get Student Loan Forgiveness For Nurses. If you need help handling Coast Professional, give us a call and speak with one of our expert loan financial advisors to guide you in the best way to handle them. Although the terms are very similar, these are two different things. Website: coastprofessional.com. Call (844) 977-3029 to find out how. Account Password. Call Center Representative (Former Employee) - Albion, NY - August 15, 2021. If you can show that the debt collection company has violated your rights under the FDCPA, then you can collect $1,000 in statutory damages for each violation as well as payment for any damages that youve sustained as a result of their violation. You should consult an attorney for advice regarding your individual situation. 10 This should be your first step. "Customer Service Manager""Customer Service Supervisor" retrieves an opportunity for a Customer Service Manager or a Customer Service Supervisor. The information you obtain at this site is not, nor is it intended to be, legal advice. How Much Should Your 401(k) Contribution Be? negative items from their credit reports. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. Any derogratory mark under it's statute of limitations may severely impact your credit score. So, your actual offer terms from an advertisermay be different than theoffer terms on this site. Coast Professional has been collecting outstanding federal student loan debt on behalf of the Department of Education since 2009, and their current contract runs through 2024. No, Coast Professional isnt a scam. However, bank account and credit card information should be kept private. Coast Professional, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. This is just one of the reasons why the IRS has made them one of their official collection agencies. You are just another number to this company. Management does not take anything you say into consideration. Since 1976, we have worked to perfect both the art and science of student loan and government-related collections and we understand the difficulty in managing your past due receivables. Simple. Speak with one of our friendly Credit Specialists to find out how we can help you. Fill in your information and we will securely pull your TransUnion credit report. The ones after that are situational, and you should follow the ones that are appropriate for your circumstances. YOU WILL NOT PAY FOR ANY LEGAL SERVICES. Its an exchange where you agree to pay off your debt, and in return, Coast Professional promises to remove the negative mark on your credit report thats associated with it. Call Lexington Law now to learn more: (800) 220-0084, Address: Coast Professional, Inc.4273 Volunteer RdGeneseo, NY 14454. Some of our articles feature links to our partners, who compensate us when you click them. 800-910-5837 Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510 ConServe PO Box 307 Fairport, NY 14450 844-853-4875 Notification by IRS and the private collection agencies The IRS will always notify a taxpayer before transferring their account to a private collection agency (PCA). Consider working with a professional. As a result, it could harm your credit rather than improve it. 11, Once Coast Professional receives your debt verification letter, theyre also required by law to stop contacting you about your debt until theyve sent you evidence that you actually owe it. The less they know about you, the better. ), (Some clients have raised their credit scores by 100 points or more.*). If you dont dispute each account with the credit bureaus and get them removed, they can damage your credit score. And the advertised offers may be subject to additional terms and conditions of the advertiser. All of our articles undergo several rounds of fact-checking before we publish them, and we do our best to keep them as no-nonsense and jargon-free as possible while still delivering the information that you need. Call (888) 859-0871 now. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. The links to our partners are always clearly marked. Sending a debt verification letter asking the collection agency to provide evidence of your debt is one of the quickest and easiest ways of getting rid of a debt item in your credit history. Collections Agencies Headquarters Multi Location Business Find locations Contact Information 4273 Volunteer Rd Geneseo, NY 14454-9444 Visit Website. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. This includes threatening to sue you or foreclose on your home. Find Out! They have helped many people in your situation. Coast Professional collects debts for educational organizations, colleges and universities, and government agencies from the municipal to federal level. Before choosing any financial product, read the terms and conditions from the financial service provider. If you are under an active wage garnishment, then you need to have the garnishment lifted or judgment vacated before you can consolidate your loans. West Monroe, LA 71292 Like other types of debt consolidation, student loan consolidation involves taking out a new loan to repay your debts. Fiscal Service awarded task orders to the following contractors to provide delinquent debt collection services: The CBE Group, Inc. P.O. The Department of Education can issue garnishments on federal student loans without suing you first. This is an opportunity for a fresh start, but be warned: rehabilitation is a one-time offer and wont be an option if you default on your loans again. There are serious flaws in the credit scoring system that reinforce We make money from advertising. How To Get Student Loan Forgiveness For Teachers. Many, but not all, of the offers and clickable hyperlinks (such as a Next button) that appear on this site are from companies that compensate us. This can happen if you defaulted on a federal student loan or forgot to pay a bill and your account was sent to a debt collector. The other options that you have available at this point are payment in full, negotiate a settlement, consolidation, or loan rehabilitation. Coast Professional must be honest about who they are and what they are attempting to do. We are a PPMS certified agency through ACA international, the Association of Credit and Collection Professionals. Coast Professional, Inc is officially licensed and remains in compliance with all statutes and other legal requirements when it comes to collections. Hiding money or assets from a legitimate collection agency is illegal if you owe them. Employees of these collection agencies must follow the provisions of the Fair Debt Collection Practices Act, and like IRS employees, must be courteous . The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts beginning Sept. 23. If you dont, it might be a scam. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. According to their website, their mission is to, Help consumers address their obligations while enhancing their future financial opportunities., Their office hours are Mon. We strive to keep our information accurate and up-to-date, but some information may not be current. Get a credit improvement plan that works for you with 1 phone call. The most common type of settlement deal that customers make with debt collectors is known as a pay-for-delete agreement. Debt Settlement: For Beginners How It Works and If Its Worth It. If youve defaulted on your federal student loans and theyve been transferred to a collection agency, then you have two main options for getting Coast Professional to stop contacting you: loan rehabilitation and loan consolidation. Uncover why Coast Professional, Inc. is the best company for you. You have to reapply after 12 months, however, you can do this over the phone with your loan service provider. Website: coastprofessional.com There are several ways of removing Coast Professional debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. If your garnishment is not active, you have the option of consolidating your loans under a new Direct Consolidation Loan. The private collectors will identify themselves as contractors collecting taxes on behalf of the IRS. Who Are They? SUE THEM! Student Loan Forgiveness on Disability, Do You Qualify? Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Second best is never an option at Coast. Coast Professional isnt a scam, but you should make sure to avoid scammers by verifying your debts and only making payments once youre sure theyre legitimate. If the collection account is still on your credit report in a couple of months, then follow up with them and use the letter they sent you to remind them of their obligation. However, you still need to make your remaining 4 payments to avoid further repercussions. Typically with this option, the Department of Education will not settle for less than 85% of your student loan debt. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: CBE Group Inc. P.O. Flexible work hours, great benefits and compensation. This is completely secure and wont hurt your credit score. Disputing an incorrect entry on your credit report can be stressful and difficult. CBE Group, Inc. PO Box 2217 Waterloo, IA 50704 800-910-5837. However, in 2016 Coast Professional, was among 2 agencies that were rehired, because they addressed the issues that they were fired for. The reason? Lexington Law has helped millions of customers remove collections and other Box 526 Albion, NY 14411 888-928-0510. After making your 5th payment, the garnishment stops. Specialists available Monday to Friday, 10AM - 8PM EST. insideARM Perspective: Total and Permanent Disability Discharge. 2022 ONR Financial Networks LLC All Rights Reserved. : //www.bbb.org/us/ny/geneseo/profile/collections-agencies/coast-professional-inc-0041-235971431 '' > is Coast Professional go away Practices and facilities that appropriate. Number is 800-231-0225 and the direct number is 318-807-4500 Mission Statement Coast Professional is. Recovery of government agencies youll be able to tell if you must deal a Their negative marks on your credit report your debts with them, approved -Inc./Reviews? fcountry=US & floc=Albion % 2C+NY '' > < /a > home debt debt collection calls! # x27 ; re here to help taxpayers resolve past due accounts using procedures approved by the CFPB click one! 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